When a person or company refuses to pay or settle a debt, collectors sometimes decide to sue for the delinquent amount. Once a judgment lands on your credit report, negative results such as a drop in your FICO score occur. Judgments can stay on your credit report for up to seven years. A judgment on
Negative items on your credit report vary. From tax liens to defaulted credit cards and collection accounts, all negative items on your credit report damage your credit rating. While paying off your bad debts does not cause the credit bureaus to remove them from your credit record, paid debts look b
Research your gift card before purchase; some cards may charge inactivity or transaction fees.Gift Card image by chas53 from Fotolia.comGift cards have become one of the most popular gifts for holidays, weddings, graduations and birthdays. They allow the recipient to select an item that...
When planning for your retirement, you have to consider the impact of the tax status of your retirement account. The traditional IRA is a popular choice for retirement, but many who have this type of account convert over to a Roth IRA. If you are considering making this move, there are a few factors
Whether you are a shopper looking for a bargain, a collector looking for a treasure or a seller hoping to offload some unwanted household items, car boot sales are a fun way to spend a summer Saturday or Sunday. Finding a car boot sale is relatively easy, provided you have the time and patience to d
Popular and long-lasting television shows such as "CSI," "The Cosby Show" and "Oprah" would be difficult to sustain without strong advertising. Thus, the job of a television account executive is vital to the success of any show on television. As with other sales jobs, television account executives r
Banks loan money to individuals and companies, when doing so there are several different rates that are used, and all are decided by a number of factors. Two common terms that banks often use are bank rate and repo rate; at first glance, the two rates may look similar, but the difference between the
PayPal is an online service that allows businesses or individuals to send and receive money without exposing their financial information. According to PayPal, the company has 94 million accounts in more 190 markets. The PayPal debit card allows purchases to be made like using a bank debit card with
The state of Tennessee has strict regulations concerning the purchase and set up of mobile homes.mobiles home 5 image by Marc Rigaud from Fotolia.comTrailer home purchases are a popular purchasing option in the state of Tennessee. As with buying any home, the rules and regulations for...
Florida has more lenient rules for unemployment compensation benefits than many states. All states follow federal guidelines for unemployment benefits, but Florida only requires two job contacts a week when other states require three and four. Texas, for example, requires three contacts a week; Wash
Retirement funds can be invested in by you, your employer or both.ready for retirement image by Pix by Marti from Fotolia.comAmericans have myriad options when it comes to retirement funds. Some of them can be set up individually or through employers. There are also types offered through...
"Pokemon SoulSilver" is a Japanese role-playing video game released exclusively for the Nintendo DSi in 2009 and 2010. Like all other games in the "Pokemon" series, you can only save one game at a time. If you want to make a new "Pokemon" game and save it, you must delete the previous save. Addition
An estate plan helps you minimize or at least manage the tax impact of your death. Estate plans may also cover retirement plans. When you don't use up all of your retirement plan benefits, you may wish to pass these benefits on to your family. A spouse or child may take receipt of these benefits. Yo
The most important difference between the two is that the old age is paid in frequent payments, while the second one is paid in one group sum. A pension increasing offered achievement increasing can be ...
If you use Microsoft Money 2000, you can set up a mortgage account and track it within the application. Money 2000 is an application that helps people manage their personal finances. It allows users to set budgets, manage accounts and plan for future expenses. If you have a mortgage, Money 2000 can
Credit card consolidation involves taking out a new loan in order to pay for previous debts you have incurred. The new loan is procured at a lower interest rate than previous debts, making it easier for you to pay off.
Historically, America has welcomed foreigners and given them a chance to achieve things they never could have achieved elsewhere. Things are no different today, despite the troublesome economy, which has caused hard times for Americans and others across the globe. Despite that reality, grant money i
Receiving approval for unemployment benefits is all about meeting the eligibility requirements set forth by your state’s unemployment insurance code. Although state laws vary, being laid off generally allows you to collect unemployment compensation as long as you didn’t contribute to the
What do you know about currency trading? Do you have a personal strategy? If you do, do you wish to improve upon it? Is what you're using making you big profits or a lot of ...
Credit cards can enable students to accumulate debt that's difficult to repay.credit card and hand image by Warren Millar from Fotolia.comWhile legislation introduced last year will limit college students' ability to apply for credit cards, for those students who already have credit...